Home Insurance FAQs

Items of special value, like fine arts, jewelry and silverware should be separately scheduled on your policy if you want coverage for their full replacement value and much broader protection against loss.  A standard Homeowners policy has special coverage limits for these types of items, usually maxing out at $1,500, and it will also [...]

Because the mortgage company will want exact and specific wording added to your policy, we must receive the request in writing.  So please either send us or have your mortgage company send us a detailed written request to change your policy and where to send the Insurance Binder.  Please send requests to us either [...]