The basic AAA membership covers you for a limited number of miles to tow your vehicle, usually about 3 miles. The towing coverage on a MA Automobile Insurance has no restrictions for towing mileage, and instead offers a dollar amount for labor and/or towing. The cost for this coverage is about $8.00 per year for $50 per disablement coverage and $16 per year for $100 per disablement coverage. Please note, this coverage is a reimbursement, and you must provide us with a receipt of the labor/service call and payment in order to be reimbursed.