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FAQs

Should I schedule special value items, like jewelry, silverware, and fine arts?

Items of special value, like fine arts, jewelry and silverware should be separately scheduled on your policy if you want coverage for their full replacement value and much broader protection against loss.  A standard Homeowners policy has special coverage limits for these types of items, usually maxing out at $1,500, and it will also [...]

By |2017-10-19T14:40:40+05:00September 26th, 2017|Categories: |Comments Off on Should I schedule special value items, like jewelry, silverware, and fine arts?

When do I need to add my son/daughter to my Automobile Policy?

Your son or daughter living in your household needs to be added to your policy when they receive their driver’s license. Note they do not need to be added while they drive on a learners permit. When he/she passes passes their drivers license exam, please contact our office immediately and provide us their license [...]

By |2017-09-26T20:26:21+05:00September 26th, 2017|Categories: |Comments Off on When do I need to add my son/daughter to my Automobile Policy?

How do I delete a vehicle from or cancel my Auto policy?

In order to delete a vehicle from your policy, you must cancel the vehicle's Registration/Plates with the Massachusetts Registry of Motor Vehicles.  You can do this online (click here for the RMV link) or by bringing the plates to a branch of the Registry of Motor Vehicles.  Alternatively,  as a convenience you can bring your [...]

By |2022-11-08T20:38:38+05:00November 27th, 2012|Categories: |Comments Off on How do I delete a vehicle from or cancel my Auto policy?

Do I need towing coverage if I have AAA?

The basic AAA membership covers you for a limited number of miles to tow your vehicle, usually about 3 miles.  The towing coverage on a MA Automobile Insurance  has no restrictions for towing mileage, and instead offers a dollar amount for labor and/or towing. The cost for this coverage is about $8.00 per year [...]

By |2017-09-25T17:55:33+05:00November 27th, 2012|Categories: |Comments Off on Do I need towing coverage if I have AAA?

When I rent a vehicle, should I purchase the rental company’s insurance?

Coverage from your MA Automobile Policy does follow you only in the continental U.S. & Canada as long as your vehicle is left at home and not driven while you are traveling or on vacation. However, it may be wise to purchase coverage through the rental car company for the following reasons: 1. Collision [...]

By |2019-08-07T17:14:48+05:00November 27th, 2012|Categories: |Comments Off on When I rent a vehicle, should I purchase the rental company’s insurance?

I moved, what do I need to do?

Contact us and let us know your new address and the date you moved.  Also you will need to contact the Registry of Motor Vehicles to change the address on both your drivers license and your vehicle registration(s), which you can do online (click here for the RMV link).

By |2017-09-25T18:39:24+05:00November 27th, 2012|Categories: |0 Comments

I am refinancing or adding a mortgage, how do I get an Insurance Binder?

Because the mortgage company will want exact and specific wording added to your policy, we must receive the request in writing.  So please either send us or have your mortgage company send us a detailed written request to change your policy and where to send the Insurance Binder.  Please send requests to us either [...]

By |2017-09-25T19:56:39+05:00November 27th, 2012|Categories: |0 Comments